The P2P tracker for all your platforms
Upload the exports from 76 P2P lending platforms and see the return you really made: XIRR per platform and for the whole portfolio, idle cash and fees included. Free, and no platform login needed.
Three steps from export to dashboard
You download the transaction export from each platform. P2P Dash does the rest.
Upload the exports
CSV or Excel, straight from the platform's transaction history. The format is recognised from the file, there is nothing to configure.
Drop files here or browse
Transactions get sorted
Every row becomes a deposit, interest, fee, repayment or one of the other types we know. Rows we don't know yet are flagged, not silently dropped.
See your numbers
XIRR per platform and for the whole portfolio, balance over time, income per month and year. All platforms on one page.
See P2P Dash in Action
Want to see it in use before you sign up? Watch the videos by die-p2p-macher.de or their article about P2P Dash.
All your P2P lending platforms in one place
76 platforms are supported. Upload the export and the file format is recognised on its own.
Mintos
Go & Grow
Monefit
Debitum
Ventus Energy
Viainvest
Nectaro
Indemo
Peerberry
Afranga
Maclear
LenderMarket
FF Forest
Lande
Income
Esketit
Loanch
Devon
Swaper
Modena
Asterra Estate
Twino
Triple Dragon Funding
Robocash
Hive5
Fintown
Estateguru
Generic
Inrento
Bienprêter
Quanloop
MyPeak Finance
Revest
Crowdpear
wecity
Iuvo
CivisLend
InSoil
Capitalia
Scramble
Bondster
Finbee
Finforta
8lends
Crowdestor
La Première Brique
Stikcredit
Timeless
Stock Estate
Brickstarter
Kviku
Bricks
Enerfip
Profitus
NEO Finance
Tantiem
Savy
Lendiball
Axiafunder
Crowdestate
ANote Music
Regular
Reinvest24
Goparity
Investly
Norgehouse
SEGO Finance
Circulantis
Inversa Invoice Market
Les Entreprêteurs
Nordstreet
Omaraha
Žltý melón
MoneyZen
PretUp
SodaCrowd
Your platform is missing? Send us an export and we'll build the import for it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,913 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
What the dashboard shows you
The numbers your platforms don't show: the return you actually made, the cash that sat idle, and how it all adds up across platforms.
All platforms on one page
Balance, income and return for every platform and for the whole portfolio. Month by month, year by year, back to your first deposit.
- Balance over time, per platform and in total
- Interest, fees and income per month and year
- Charts you can click into
XIRR: the return you actually made
Platforms show the interest rate of the loans. XIRR takes every deposit, withdrawal and payout with its date and works out what your money really earned per year.
- XIRR per platform, so platforms become comparable
- One XIRR for the whole portfolio
- Same method as the XIRR function in Excel
Cash drag: what idle money costs you
Money that sits uninvested earns nothing and pulls the return down. Cash drag shows how much of your balance was idle on each platform and what that cost you.
- Uninvested cash per platform
- Its effect on your XIRR
- Where reinvesting is worth a look
Plus a tax overview, portfolio sharing, rebalancing, and an export to Portfolio Performance.
All featuresWhere your data lives
Servers in Frankfurt, a managed database with backups, and no access to your platform accounts. Here is what we store and what we don't.
Hosting
P2P Dash runs on DigitalOcean in Frankfurt, Germany.
- Managed PostgreSQL database with automatic backups
- Servers with regular security updates
- Cloudflare in front for TLS and DDoS protection
Transport and storage
Everything travels over HTTPS and is encrypted at rest by the database provider.
- HTTPS for every request
- Encryption at rest in the managed database
- No platform passwords: we never ask for your platform login
- Account sign-in handled by Better-auth
What we keep
Only what the dashboard needs to show your numbers.
- The uploaded file is read once and not stored
- Transactions are aggregated into daily values per platform
- Rows we can't recognise yet are stored without a link to your account, so support can be added
What you control
It is your data. You decide what stays and what goes.
- Delete a platform's data or your whole account at any time
- A portfolio is shared only if you switch sharing on
- Export your data to Portfolio Performance or CSV
In plain words
We read your export file once, turn it into daily numbers per platform, and discard the file. Rows we don't recognise yet are kept without any link to your account so that import support can be added. You can delete everything from the account settings, and the privacy page lists every detail.
P2P lending statistics
Everything the P2P Dash community data says about peer-to-peer lending, on one page: what portfolios returned, how much money sat idle, where capital moved and what investors plan to do next. Measured from 1,913 real portfolios across 66 platforms.
- Median net return (XIRR)
- 11.8%
- Based on 1,268 investor portfolios
- Investors on P2P Dash
- 1,913
- Combined portfolio value
- €105M
- Platforms covered
- 66
- 66 of 75 platforms clear the data floor
Data through September 4, 2026
How P2P returns really work
Short articles on the terms behind your numbers. Written for investors, with worked examples.
XIRR Explained
Your platform says you're earning 12%. But are you really? Why XIRR is the number to compare platforms by, and how it is calculated.
Cash Drag Explained
Your money can't earn returns if it's sitting uninvested. Learn how cash drag silently erodes your P2P returns and what you can do about it.
Buyback Guarantee Explained
Buyback guarantees sound like free insurance. But who's actually making that promise, and what happens when they can't keep it?
Diversification Explained
Holding a thousand loans doesn't make you diversified. Learn the risk layers that actually cause P2P losses, and how to spread across them.
Loan Lifecycle Explained
What “late”, “default” and “in recovery” really mean for your money, and why a defaulted loan is not the same as a lost one.
Secondary Market Explained
How to sell P2P loans before maturity, what discounts and premiums really cost, and why liquidity vanishes exactly when you need it.
Questions and answers
What people ask before they sign up
How secure is my data?
P2P Dash runs on DigitalOcean servers in Frankfurt. Data is encrypted in transit and at rest, the uploaded file is not stored, and we never ask for your platform logins. The security section above and the privacy page have the details.
Is P2P Dash GDPR-compliant?
Yes. The servers are in Germany, we process only what the dashboard needs, and nothing is passed to third parties for their own purposes. The privacy page lists every processor, the retention periods and your rights.
What if my platform isn't supported?
Send us an export file from the platform and we'll build the import for it. How long that takes depends on the format; most platforms so far were added within a couple of weeks.
How accurate is the XIRR?
It is the same calculation as the XIRR function in Excel, run on your actual transactions. It is only as complete as your export: if a platform leaves out fees, or a transaction type isn't recognised yet, the number is off. The dashboard tells you when rows were skipped.
Can I import historical data?
Yes. Upload the full history and the dashboard is rebuilt back to your first deposit.
What file formats are supported?
CSV or Excel (.xlsx), depending on what the platform offers. The format and the columns are recognised from the file, there is nothing to configure.
What are unhandled transactions?
Rows the importer doesn't know yet. They are shown to you instead of being silently dropped, and stored without a link to your account so that support can be added. Once it is, delete the platform data and upload the file again. So keep your export files.
How does P2P Dash work with Portfolio Performance?
P2P Dash covers the P2P part of your investments and exports to Portfolio Performance, so the numbers land in your overall portfolio view as well.
How do I export my data from P2P platforms?
Every platform has a transaction history with a CSV or Excel download, usually under account, statements or reports. The platform pages here show where to find it for each one.
Can I use P2P Dash for my tax return?
It gives you interest, fees and other income per year and per platform, which is the overview you need to fill in the return. It is not tax advice, and the rules differ by country.
See what your P2P portfolio really earns
Upload your first export and the dashboard is ready a few minutes later. Free, and no platform login needed.