Hive5
Hive5 is a peer-to-peer lending platform launched in 2022, registered in Croatia with primary operations in Vilnius, Lithuania. The platform connects investors with short-term consumer and business loans originated across Spain, Poland, and Romania through its parent company Hive Finance Group based in Latvia. Hive5 offers a 60-day buyback guarantee on all loans and features auto-invest functionality.
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Hive5 in real numbers
Anonymized statistics from all Hive5 portfolios tracked on P2P Dash — real investor data, not the platform's marketing numbers.
Median net return (XIRR)
14.1%
Based on 96 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 52 stated strategies
Combined portfolio value
€1,066,551
Investors on P2P Dash
226
Interest earned all-time
€409,189
Median cash drag
1.8%
Share of funds sitting uninvested
Important Notes
- For bullet loans, repayments are automatically classified as interest-only or final repayments (principal + interest) using the linked investment record
- For this to work correctly, always export your complete transaction history — partial exports may cause repayments to be misclassified
- Amortizing business loans are currently recorded as interest only, because the Hive5 export does not split principal and interest in installments — this leads to incorrect balances, and the system has no way to split the transaction into the two parts
Compare Hive5 head-to-head
Frequently asked questions about Hive5
Answers based on anonymized community data from P2P Dash investors.
What is Hive5?
Hive5 is a peer-to-peer lending platform, founded in 2022 (headquarters: Croatia). On P2P Dash, investors import their Hive5 account statements to track the real net return they earn there.
What return do investors actually earn with Hive5?
Across 96 Hive5 portfolios tracked on P2P Dash, the median net return (XIRR) is 14.1%. The middle 50% of investors earn between 13.3% and 14.7% (as of July 20, 2026).
How many investors track Hive5 on P2P Dash?
226 investors track their Hive5 portfolios on P2P Dash, with a combined portfolio value of €1,066,551 and €409,189 in interest earned all-time.
How does Hive5 rank among P2P platforms?
Hive5 ranks 19 of 34 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Hive5?
Of 52 stated strategies for Hive5, 46% plan to add funds or reinvest, 27% intend to hold, and 27% plan to reduce or exit (as of July 20, 2026).
Is Hive5 regulated?
No, Hive5 does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Hive5 offer a buyback guarantee?
Yes, Hive5 offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Hive5 portfolio?
Export your transaction history from Hive5 (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.