Maclear
Maclear is a Swiss peer-to-business (P2B) lending platform founded in 2023, headquartered in Wallisellen, Switzerland. The platform specializes in business loans for small and medium-sized enterprises across Europe, Africa, and the Middle East. Maclear operates under Swiss financial regulations as a member of PolyReg, a Self-Regulatory Organisation in Zurich. The platform focuses on collateral-backed business loans, offering investors access to SME financing with a minimum investment of EUR 50.
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Maclear in real numbers
Anonymized statistics from all Maclear portfolios tracked on P2P Dash — real investor data, not the platform's marketing numbers.
Median net return (XIRR)
23.1%
Based on 185 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 82 stated strategies
Combined portfolio value
€3,151,695
Investors on P2P Dash
361
Interest earned all-time
€413,919
Median cash drag
4.1%
Share of funds sitting uninvested
Important Notes
- Cashback is exported as investment, but a heuristic identifies cashback payments as bonus
Compare Maclear head-to-head
Frequently asked questions about Maclear
Answers based on anonymized community data from P2P Dash investors.
What is Maclear?
Maclear is a peer-to-peer lending platform, founded in 2023 (headquarters: Switzerland). On P2P Dash, investors import their Maclear account statements to track the real net return they earn there.
What return do investors actually earn with Maclear?
Across 185 Maclear portfolios tracked on P2P Dash, the median net return (XIRR) is 23.1%. The middle 50% of investors earn between 17.2% and 27.6% (as of July 20, 2026).
How many investors track Maclear on P2P Dash?
361 investors track their Maclear portfolios on P2P Dash, with a combined portfolio value of €3,151,695 and €413,919 in interest earned all-time.
How does Maclear rank among P2P platforms?
Maclear ranks 27 of 34 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Maclear?
Of 82 stated strategies for Maclear, 41% plan to add funds or reinvest, 17% intend to hold, and 41% plan to reduce or exit (as of July 20, 2026).
Is Maclear regulated?
Yes, Maclear is a regulated platform supervised by PolyReg SRO.
Does Maclear offer a buyback guarantee?
Yes, Maclear offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Maclear portfolio?
Export your transaction history from Maclear (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.