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Importer Last Updated: January 30, 2026

Omaraha

Omaraha is an Estonian peer-to-peer consumer lending platform founded in 2011 and headquartered in Haapsalu, Estonia. Operating under the supervision of the Estonian Financial Supervision Authority, the platform connects investors with borrowers seeking personal loans ranging from 50 to 10,000 euros. With over 200,000 registered users, Omaraha offers investors a guarantee fund that provides partial principal protection in case of borrower default.

🇪🇪Estonia·Founded 2011·Regulated
Licenses: Nationale Regulierung
Auto-InvestBuyback GuaranteeSecondary Market
Omaraha

Frequently asked questions about Omaraha

Answers based on anonymized community data from P2P Dash investors.

What is Omaraha?

Omaraha is a peer-to-peer lending platform, founded in 2011 (headquarters: Estonia). On P2P Dash, investors import their Omaraha account statements to track the real net return they earn there.

Is Omaraha regulated?

Yes, Omaraha is a regulated platform supervised by Estn. FSA.

Does Omaraha offer a buyback guarantee?

Yes, Omaraha offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.

How do I analyze my Omaraha portfolio?

Export your transaction history from Omaraha (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.