Monefit

Monefit SmartSaver is an Estonian consumer lending investment platform launched in 2022 by Creditstar Group, a fintech company operating since 2006. Based in Tallinn, the platform allows investors to fund consumer loans across eight European markets. It offers up to 10.52% APY with daily interest accrual and flexible withdrawals. Since launch, Monefit has attracted over EUR 100 million in investments across 31 European markets. The platform is not covered by deposit guarantee schemes.