Esketit
Esketit is a peer-to-peer lending platform founded in 2020 and operating from Zagreb, Croatia. The platform was established by the founders of AvaFin (formerly CreamFinance), who have been active in the lending industry since 2012. Esketit connects investors with consumer and business loans from originators across Europe and beyond, including Latvia, Spain, Sri Lanka, UAE, and Jordan. The platform features a buyback guarantee on select investments.
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Esketit in real numbers
Anonymized statistics from all Esketit portfolios tracked on P2P Dash — real investor data, not the platform's marketing numbers.
Median net return (XIRR)
11.4%
Based on 228 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 91 stated strategies
Combined portfolio value
€1,645,916
Investors on P2P Dash
313
Interest earned all-time
€484,001
Median cash drag
3.8%
Share of funds sitting uninvested
Compare Esketit head-to-head
Frequently asked questions about Esketit
Answers based on anonymized community data from P2P Dash investors.
What is Esketit?
Esketit is a peer-to-peer lending platform, founded in 2020 (headquarters: Croatia). On P2P Dash, investors import their Esketit account statements to track the real net return they earn there.
What return do investors actually earn with Esketit?
Across 228 Esketit portfolios tracked on P2P Dash, the median net return (XIRR) is 11.4%. The middle 50% of investors earn between 10.8% and 12.3% (as of July 20, 2026).
How many investors track Esketit on P2P Dash?
313 investors track their Esketit portfolios on P2P Dash, with a combined portfolio value of €1,645,916 and €484,001 in interest earned all-time.
How does Esketit rank among P2P platforms?
Esketit ranks 30 of 34 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Esketit?
Of 91 stated strategies for Esketit, 30% plan to add funds or reinvest, 15% intend to hold, and 55% plan to reduce or exit (as of July 20, 2026).
Is Esketit regulated?
No, Esketit does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Esketit offer a buyback guarantee?
Yes, Esketit offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Esketit portfolio?
Export your transaction history from Esketit (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.