Esketit
Esketit is a peer-to-peer lending platform founded in 2020 and operating from Zagreb, Croatia. The platform was established by the founders of AvaFin (formerly CreamFinance), who have been active in the lending industry since 2012. Esketit connects investors with consumer and business loans from originators across Europe and beyond, including Latvia, Spain, Sri Lanka, UAE, and Jordan. The platform features a buyback guarantee on select investments.
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Esketit in real numbers
Anonymized statistics from all Esketit portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
11.5%
Based on 243 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 100 stated strategies
Combined portfolio value
€1,774,346
Investors on P2P Dash
330
Interest earned all-time
€525,929
Median cash drag
3.7%
Share of funds sitting uninvested
Compare Esketit head-to-head
Esketit returns over time
Median annual return of Esketit investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
12.8%
95 investors
12.9%
2021
13.8%
2022
11.8%
2023
11.1%
2024
11.3%
2025
12.6%
2026
Is money moving into Esketit?
Monthly deposits minus withdrawals across Esketit investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
-€5,497
330 investors tracking
In Q2 2026, Esketit ranks 15 of 46 platforms by net capital flow. See all capital flows for Q2 2026 →
Alternatives to Esketit
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,803 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Esketit
Answers based on anonymized community data from P2P Dash investors.
What is Esketit?
Esketit is a peer-to-peer lending platform, founded in 2020 (headquarters: Croatia). On P2P Dash, investors import their Esketit account statements to track the real net return they earn there.
What return do investors actually earn with Esketit?
Across 243 Esketit portfolios tracked on P2P Dash, the median net return (XIRR) is 11.5%. The middle 50% of investors earn between 10.8% and 12.4% (as of August 13, 2026).
How many investors track Esketit on P2P Dash?
330 investors track their Esketit portfolios on P2P Dash, with a combined portfolio value of €1,774,346 and €525,929 in interest earned all-time.
How does Esketit rank among P2P platforms?
Esketit ranks 24 of 27 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Esketit?
Of 100 stated strategies for Esketit, 34% plan to add funds or reinvest, 17% intend to hold, and 49% plan to reduce or exit (as of August 13, 2026).
Is Esketit regulated?
No, Esketit does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Esketit offer a buyback guarantee?
Yes, Esketit offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Esketit portfolio?
Export your transaction history from Esketit (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Esketit?
Based on the community ranking, the closest alternatives to Esketit in the same asset class are Afranga, Nectaro, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.