Lendosphere
Lendosphere is a French crowdlending platform for the energy transition, based in Paris and financing projects since 2014: solar and wind farms, heat networks, geothermal and energy efficiency. Most projects are in France, with further issues in Spain, Italy and Portugal. Investors put money directly into the project companies, usually as bonds, from €50 per project, and many campaigns are open only to people living near the project. The operating company, Lendocompany SAS (called Lendosphere SAS until January 2026), was authorised by the AMF on 7 November 2023 as a European crowdfunding service provider under licence FP-2023-22, with a passport for Spain and Portugal. Since 2021 its majority shareholder has been the asset manager 123 Investment Managers, which gets a first look at financings above 1.5 million euros and can take up to 90% of them. In October 2024 Lendosphere bought the crowdlending platform Lendopolis, which now runs under the same company and licence. Investing is free; withdrawing money you paid in but never invested costs 1%. For French tax residents, tax on interest is withheld at source, so repayments arrive net. There is no secondary market, no buyback guarantee and no auto-invest.
Important Notes
- Lendosphere exports each repayment as a single amount. We split it into principal and interest by matching the project name to your loan offer (“Offre de prêt”). This works for interest coupons, instalment plans and a single final repayment
- Always export your full transaction history, starting with your first loan offer. If the loan offer for a project is missing from the file, its repayments are counted entirely as interest
- While a loan is still running, the split is an estimate. For interest-only loans it is exact. For amortising loans, part of the principal in each instalment is still counted as interest, so your interest and your invested amount look somewhat too high until the loan ends. Once it is fully repaid, the principal matches exactly what you invested
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
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Frequently asked questions about Lendosphere
Answers based on anonymized community data from P2P Dash investors.
What is Lendosphere?
Lendosphere is a peer-to-peer lending platform, founded in 2014 (headquarters: France). On P2P Dash, investors import their Lendosphere account statements to track the real net return they earn there.
Is Lendosphere regulated?
Yes, Lendosphere is a regulated platform supervised by AMF.
Does Lendosphere offer a buyback guarantee?
No, Lendosphere does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Lendosphere portfolio?
Export your transaction history from Lendosphere (xlsx) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.