8lends
8lends is a Swiss crowdlending platform based in Basel and operated by Alpha Systems LLC. Investors fund vetted small-business and project loans denominated in the USDC stablecoin and settled on the Base blockchain. The loans are typically interest-only, with the principal repaid in a single lump sum at maturity, and a secondary market lets investors buy and sell positions. 8lends provides a multi-language 'Financial Statement' export in a report currency of your choice.
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Important Notes
- Export your 'Financial Statement' as an XLSX file. German, Spanish and English exports are supported.
- We import the original USDC amounts 1:1 (treated as your account currency, without conversion). We deliberately do not use the statement's converted EUR column, so that exchange-rate fluctuations between an investment and its repayment cannot distort the interest/principal split.
- 8lends reports interest and principal together in a single withdrawal row. The importer reconstructs the split — periodic payments are treated as interest, and the final lump payment as principal (the invested amount) plus its remaining interest — matching 8lends' own USDC totals.
- The split assumes interest-only bullet loans. Sales on the secondary market are booked as a return of capital (the export provides no breakdown), and a partial principal repayment of less than half of the outstanding capital would be counted as interest — if your account includes such cases, please double-check the imported figures.
Frequently asked questions about 8lends
Answers based on anonymized community data from P2P Dash investors.
What is 8lends?
8lends is a peer-to-peer lending platform, founded in 2025 (headquarters: Switzerland). On P2P Dash, investors import their 8lends account statements to track the real net return they earn there.
Is 8lends regulated?
No, 8lends does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does 8lends offer a buyback guarantee?
Yes, 8lends offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my 8lends portfolio?
Export your transaction history from 8lends (xlsx) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.