The Best P2P Lending Platforms 2026
Ranked by what 1,697 investors actually plan to do with their money, not by affiliate commissions. Recalculated daily from real, anonymized portfolio data.
34 platforms qualified with at least 20 investor votes each.
Data as of July 12, 2026
- 1
Inrento31 votes · 102 investors · €586K tracked
9.1%
Median return p.a.
80
Community score
- 2
Bienprêter29 votes · 107 investors · €1.49M tracked
14.2%
Median return p.a.
78
Community score
- 3
Monefit186 votes · 809 investors · €7.68M tracked
8.3%
Median return p.a.
73
Community score
- 4
Afranga121 votes · 396 investors · €3.13M tracked
14.4%
Median return p.a.
72
Community score
- 5
Nectaro121 votes · 442 investors · €3.75M tracked
17.0%
Median return p.a.
71
Community score
- 6
Go & Grow222 votes · 855 investors · €8.04M tracked
6.4%
Median return p.a.
70
Community score
- 7
Debitum203 votes · 763 investors · €4.92M tracked
15.1%
Median return p.a.
69
Community score
- 8
Loanch87 votes · 292 investors · €1.63M tracked
15.9%
Median return p.a.
68
Community score
- 9
Triple Dragon Funding79 votes · 247 investors · €1.47M tracked
–
Median return p.a.
68
Community score
- 10
Modena70 votes · 262 investors · €796K tracked
11.4%
Median return p.a.
66
Community score
- 11
Quanloop29 votes · 96 investors · €680K tracked
15.6%
Median return p.a.
66
Community score
- 12
Viainvest141 votes · 482 investors · €3.27M tracked
12.1%
Median return p.a.
65
Community score
- 13
Income92 votes · 313 investors · €1.46M tracked
12.2%
Median return p.a.
62
Community score
- 14
Crowdpear29 votes · 80 investors · €321K tracked
11.9%
Median return p.a.
61
Community score
- 15
Lande113 votes · 361 investors · €984K tracked
9.3%
Median return p.a.
60
Community score
- 16
FF Forest95 votes · 378 investors · €2.04M tracked
–
Median return p.a.
59
Community score
- 17
Mintos228 votes · 933 investors · €9.27M tracked
10.9%
Median return p.a.
58
Community score
- 18
Twino63 votes · 230 investors · €1.1M tracked
11.7%
Median return p.a.
58
Community score
- 19
Fintown46 votes · 162 investors · €1.24M tracked
10.8%
Median return p.a.
58
Community score
- 20
Devon84 votes · 307 investors · €2.2M tracked
22.3%
Median return p.a.
57
Community score
- 21
Hive552 votes · 226 investors · €1.07M tracked
14.1%
Median return p.a.
57
Community score
- 22
MyPeak Finance35 votes · 96 investors · €434K tracked
–
Median return p.a.
56
Community score
- 23
Indemo127 votes · 440 investors · €2.29M tracked
6.0%
Median return p.a.
55
Community score
- 24
Peerberry119 votes · 408 investors · €3.12M tracked
9.4%
Median return p.a.
55
Community score
- 25
LenderMarket96 votes · 359 investors · €2.65M tracked
18.4%
Median return p.a.
55
Community score
- 26
Asterra Estate79 votes · 272 investors · €1.91M tracked
24.8%
Median return p.a.
52
Community score
- 27
Maclear80 votes · 357 investors · €3.13M tracked
22.9%
Median return p.a.
49
Community score
- 28
Swaper89 votes · 290 investors · €2.46M tracked
13.3%
Median return p.a.
47
Community score
- 29
Revest20 votes · 71 investors · €345K tracked
–
Median return p.a.
44
Community score
- 30
Ventus Energy185 votes · 670 investors · €8.27M tracked
26.8%
Median return p.a.
40
Community score
- 31
Esketit90 votes · 310 investors · €1.65M tracked
11.4%
Median return p.a.
39
Community score
- 32
Robocash81 votes · 241 investors · €1.18M tracked
10.3%
Median return p.a.
39
Community score
- 33
InSoil21 votes · 56 investors · €121K tracked
8.5%
Median return p.a.
29
Community score
- 34
Estateguru62 votes · 156 investors · €1.28M tracked
5.8%
Median return p.a.
6
Community score
How this ranking works
Investors on P2P Dash track their real portfolios and state, per platform, what they plan to do next. This ranking aggregates those stated intentions: it measures the trust of people who actually have money on each platform.
The score
Each investor's stated plan is weighted: add funds +2, reinvest +1, hold 0, reduce −1, exit −2. The average is scaled to 0–100, where 50 is neutral.
Who qualifies
A platform needs at least 20 investors with tracked data and at least 20 stated intentions. Below that, a single vote would swing the score too much.
Always current
The underlying statistics are recalculated every night from anonymized portfolio data of all P2P Dash users.
Independent
The order is determined by data alone. No platform can pay to move up, and none can prevent a bad score.
This ranking reflects the stated intentions of P2P Dash users. It is not investment advice and no recommendation to buy or sell. Past performance is not a reliable indicator of future results.
Frequently asked questions
Everything you need to know about the community ranking.
Which P2P lending platform is the best in 2026?
Based on the sentiment of 1,697 investors on P2P Dash, Inrento currently leads the ranking with a community score of 80 out of 100. The order shifts as investors adjust their strategies; the ranking is recalculated daily.
How is the community score calculated?
Every investor states an intent per platform: add funds (+2), reinvest (+1), hold (0), reduce (−1), exit (−2). The weighted average is scaled to 0–100, where 50 is neutral. A score above 50 means investors on balance plan to increase their exposure.
Why is a platform missing from the ranking?
Only platforms with at least 20 investors with tracked data and at least 20 stated intentions qualify. Below that threshold a single vote would move the score too much. Platforms enter the ranking automatically as more investors track them.
How current is the data?
The statistics are recalculated every night from anonymized portfolio data of all P2P Dash users, and this page is rebuilt daily. The date above the list is the cutoff day of the latest run.
Is this ranking investment advice?
No. It reflects the stated intentions of P2P Dash users and is provided for information only. Always do your own research before investing; past performance is not a reliable indicator of future results.
Sentiment is just one of six factors
In the P2P Dash app, the Discover ranking also weighs actual returns, money-flow momentum, user growth and capital efficiency. You can also compare your own portfolio against the community.