Iuvo
Iuvo is a peer-to-peer lending marketplace founded in 2016 and registered in Tallinn, Estonia. Owned by Management Financial Group, the platform specializes in consumer loans from loan originators across Bulgaria, Romania, Spain, Latvia, North Macedonia, Croatia, and the Czech Republic. Iuvo holds a credit intermediary registration with the Estonian Financial Supervision Authority but operates without full investment-firm regulatory oversight. All listed loans feature a buyback guarantee from the loan originators.
Iuvo in real numbers
Anonymized statistics from all Iuvo portfolios tracked on P2P Dash — real investor data, not the platform's marketing numbers.
Median net return (XIRR)
9.7%
Based on 34 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 16 stated strategies
Combined portfolio value
€401,078
Investors on P2P Dash
52
Interest earned all-time
€105,702
Median cash drag
3.6%
Share of funds sitting uninvested
Frequently asked questions about Iuvo
Answers based on anonymized community data from P2P Dash investors.
What is Iuvo?
Iuvo is a peer-to-peer lending platform, founded in 2016 (headquarters: Estonia). On P2P Dash, investors import their Iuvo account statements to track the real net return they earn there.
What return do investors actually earn with Iuvo?
Across 34 Iuvo portfolios tracked on P2P Dash, the median net return (XIRR) is 9.7%. The middle 50% of investors earn between 8.2% and 11.2% (as of July 15, 2026).
How many investors track Iuvo on P2P Dash?
52 investors track their Iuvo portfolios on P2P Dash, with a combined portfolio value of €401,078 and €105,702 in interest earned all-time.
Are investors currently adding or withdrawing money at Iuvo?
Of 16 stated strategies for Iuvo, 38% plan to add funds or reinvest, 19% intend to hold, and 44% plan to reduce or exit (as of July 15, 2026).
Is Iuvo regulated?
No, Iuvo does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Iuvo offer a buyback guarantee?
Yes, Iuvo offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Iuvo portfolio?
Export your transaction history from Iuvo (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.