Nectaro
Nectaro is a regulated P2P lending platform based in Riga, Latvia, launched in October 2023. Part of the Dyninno Group (founded 2004), the platform is licensed as an Investment Brokerage Firm and supervised by Latvijas Banka under MiFID II regulations. Nectaro offers consumer loans from Romania and Moldova (via CreditPrime), and business loans in Cyprus and the Philippines to Dyninno subsidiaries (via Abele Finance, added 2024–2025). All investments include a buyback guarantee that activates after 60 days of payment delay. Investor accounts are protected by the EU investor compensation scheme up to EUR 20,000.
Support us by using our affiliate link: you usually get a bonus and we get a kickback. Thank you!
Nectaro in real numbers
Anonymized statistics from all Nectaro portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
16.6%
Based on 155 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 139 stated strategies
Combined portfolio value
€3,949,540
Investors on P2P Dash
481
Interest earned all-time
€379,220
Median cash drag
1.3%
Share of funds sitting uninvested
Compare Nectaro head-to-head
Nectaro returns over time
Median annual return of Nectaro investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
15.2%
73 investors
23.0%
2024
17.0%
2025
14.7%
2026
Is money moving into Nectaro?
Monthly deposits minus withdrawals across Nectaro investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€1,649,968
481 investors tracking
In Q2 2026, Nectaro ranks 2 of 46 platforms by net capital flow. See all capital flows for Q2 2026 →
Nectaro investors also track
Share of Nectaro investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Nectaro
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,807 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Nectaro
Answers based on anonymized community data from P2P Dash investors.
What is Nectaro?
Nectaro is a peer-to-peer lending platform, founded in 2023 (headquarters: Latvia). On P2P Dash, investors import their Nectaro account statements to track the real net return they earn there.
What return do investors actually earn with Nectaro?
Across 155 Nectaro portfolios tracked on P2P Dash, the median net return (XIRR) is 16.6%. The middle 50% of investors earn between 14.7% and 20.2% (as of August 15, 2026).
How many investors track Nectaro on P2P Dash?
481 investors track their Nectaro portfolios on P2P Dash, with a combined portfolio value of €3,949,540 and €379,220 in interest earned all-time.
How does Nectaro rank among P2P platforms?
Nectaro ranks 3 of 27 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Nectaro?
Of 139 stated strategies for Nectaro, 63% plan to add funds or reinvest, 16% intend to hold, and 22% plan to reduce or exit (as of August 15, 2026).
Is Nectaro regulated?
Yes, Nectaro is a regulated platform supervised by Latvijas Banka.
Does Nectaro offer a buyback guarantee?
Yes, Nectaro offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Nectaro portfolio?
Export your transaction history from Nectaro (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Nectaro?
Based on the community ranking, the closest alternatives to Nectaro in the same asset class are Afranga, Modena, Loanch. Each platform page shows real median returns and investor numbers from the P2P Dash community.