CivisLend
CivisLend is a Spanish real estate crowdfunding platform founded in 2017 and headquartered in Madrid. It specializes exclusively in mortgage-backed real estate projects across Spain, including construction financing, property refinancing, and land acquisition. The platform is regulated by the Spanish CNMV as a European Crowdfunding Service Provider (PSFP) since 2023. Loans typically run 12-15 months with target returns between 6% and 10% annually.
CivisLend in real numbers
Anonymized statistics from all CivisLend portfolios tracked on P2P Dash — real investor data, not the platform's marketing numbers.
Median net return (XIRR)
4.6%
Based on 25 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 8 stated strategies
Combined portfolio value
€256,925
Investors on P2P Dash
41
Interest earned all-time
€15,366
Median cash drag
3.5%
Share of funds sitting uninvested
Frequently asked questions about CivisLend
Answers based on anonymized community data from P2P Dash investors.
What is CivisLend?
CivisLend is a peer-to-peer lending platform, founded in 2017 (headquarters: Spain). On P2P Dash, investors import their CivisLend account statements to track the real net return they earn there.
What return do investors actually earn with CivisLend?
Across 25 CivisLend portfolios tracked on P2P Dash, the median net return (XIRR) is 4.6%. The middle 50% of investors earn between 3.6% and 5.9% (as of July 20, 2026).
How many investors track CivisLend on P2P Dash?
41 investors track their CivisLend portfolios on P2P Dash, with a combined portfolio value of €256,925 and €15,366 in interest earned all-time.
Are investors currently adding or withdrawing money at CivisLend?
Of 8 stated strategies for CivisLend, 25% plan to add funds or reinvest, 13% intend to hold, and 63% plan to reduce or exit (as of July 20, 2026).
Is CivisLend regulated?
Yes, CivisLend is a regulated platform supervised by CNMV.
Does CivisLend offer a buyback guarantee?
No, CivisLend does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my CivisLend portfolio?
Export your transaction history from CivisLend (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more — across all your P2P platforms in one dashboard.