Hive5 vs Nectaro
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 6, 2026
 Hive5 |  Nectaro | |
|---|---|---|
| Community ranking 2026 | #20 of 27 | #4 of 27 |
| Median net return (XIRR) | 14.1% | 16.7% |
| Median cash drag | 1.8% | 1.3% |
| Investors on P2P Dash | 230 | 472 |
| Combined portfolio value | €1.09M | €3.94M |
| Interest earned all-time | €413K | €372K |
Platform facts
| Founded | 2022 | 2023 |
| Headquarters | 🇭🇷 Croatia | 🇱🇻 Latvia |
| Regulated | No | Yes |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | No | No |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Hive5
14.2%
Last 12 months · All time 14.1%
30 investors
Nectaro
15.3%
Last 12 months · All time 16.7%
67 investors
13.9%
23.0%
2024
14.6%
17.0%
2025
13.7%
14.6%
2026
Nectaro came out ahead in 3 of the 3 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Hive5 Middle 50% of investors: 12.7% – 14.6%
Median net return (XIRR): 14.1%
Nectaro Middle 50% of investors: 14.7% – 20.2%
Median net return (XIRR): 16.7%
Hive5 investors sit closer together: 2.0% between the 25th and 75th percentile, against 5.5%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
79 investors track both platforms.
34% of Hive5 investors also track Nectaro.
17% of Nectaro investors also track Hive5.
What the data says
Measured by real portfolios on P2P Dash, Nectaro currently delivers the higher median net return: 16.7% versus 14.1% at Hive5.
Investor sentiment currently favors Nectaro: 61% of stated strategies are “add funds” or “reinvest”, versus 43% at Hive5.
Nectaro is the bigger platform on P2P Dash, with 472 investors tracking it versus 230 for Hive5.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Hive5 or Nectaro?
Among P2P Dash investors, Nectaro currently shows the higher median net return (XIRR): 16.7% versus 14.1% (as of August 6, 2026). The middle 50% of portfolios earn 12.7% – 14.6% at Hive5 and 14.7% – 20.2% at Nectaro.
Which has done better recently, Hive5 or Nectaro?
Over the last 12 months Nectaro shows the higher median net return: 15.3% against 14.2%. All time the figures are 14.1% for Hive5 and 16.7% for Nectaro (as of August 6, 2026).
Where do investors put new money right now, Hive5 or Nectaro?
As of August 6, 2026, 43% of stated strategies at Hive5 are “add funds” or “reinvest”, compared to 61% at Nectaro.
Do investors use Hive5 and Nectaro at the same time?
79 investors on P2P Dash track both platforms. 34% of Hive5 investors also have Nectaro in their portfolio.
How do I compare my own returns on Hive5 and Nectaro?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.