Hive5 vs Twino
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash — returns, sentiment and facts side by side.
Community data compared
As of July 13, 2026
 Hive5 |  Twino | |
|---|---|---|
| Community ranking 2026 | #19 of 34 | #18 of 34 |
| Median net return (XIRR) | 14.1% | 11.7% |
| Middle 50% | 13.3% – 14.7% | 10.7% – 12.9% |
| Add funds / reinvest | 46% · 52 votes | 52% · 63 votes |
| Median cash drag | 1.8% | 2.2% |
| Investors on P2P Dash | 226 | 231 |
| Combined portfolio value | €1.07M | €1.16M |
| Interest earned all-time | €408K | €378K |
Platform facts
| Founded | 2022 | 2015 |
| Headquarters | 🇭🇷 Croatia | 🇱🇻 Latvia |
| Regulated | No | Yes |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | No | Yes |
| Auto-Invest | Yes | Yes |
What the data says
Measured by real portfolios on P2P Dash, Hive5 currently delivers the higher median net return: 14.1% versus 11.7% at Twino.
Investor sentiment currently favors Twino: 52% of stated strategies are “add funds” or “reinvest”, versus 46% at Hive5.
Twino is the bigger platform on P2P Dash, with 231 investors tracking it versus 226 for Hive5.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Hive5 or Twino?
Among P2P Dash investors, Hive5 currently shows the higher median net return (XIRR): 14.1% versus 11.7% (as of July 13, 2026). The middle 50% of portfolios earn 13.3% – 14.7% at Hive5 and 10.7% – 12.9% at Twino.
Where do investors put new money right now — Hive5 or Twino?
As of July 13, 2026, 46% of stated strategies at Hive5 are “add funds” or “reinvest”, compared to 52% at Twino.
How do I compare my own returns on Hive5 and Twino?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform — directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income — per platform and combined.