Where P2P investors moved their money in Q4 2025
Every quarter we add up deposits and withdrawals across the portfolios tracked in P2P Dash. Not survey answers, not platform announcements, just transaction data from 1,187 real portfolios.
Net capital added across all platforms
€10.6M
Q3 2025: €9M
- Platforms with enough data
- 44
- Tracked investors
- 1,187
Biggest inflows
Platforms that took in the most net capital this quarter, measured as deposits minus withdrawals, in euros.
- 1
€1.39MPrevious quarter: €806K - 2
€1.37MPrevious quarter: €2.12M - 3
€1.21MPrevious quarter: €614K - 4
€987KPrevious quarter: €21.8K - 5
€961KPrevious quarter: €434K - 6
€613KPrevious quarter: €332K - 7
€580KPrevious quarter: €252K - 8
€573KPrevious quarter: €310K
Biggest outflows
Platforms our investors pulled the most net capital out of.
- 1
-€348KPrevious quarter: €933K - 2
-€98.4KPrevious quarter: -€135K - 3
-€83.3KPrevious quarter: -€204K - 4
-€48.5KPrevious quarter: €14.4K - 5
-€24.2KPrevious quarter: -€33.6K - 6
-€15.9KPrevious quarter: -€53.6K - 7
-€7.63KPrevious quarter: €4.32K - 8
-€4.96KPrevious quarter: €36.6K
Sharpest shifts
The same flows measured against the capital already on the platform. A small platform losing most of its book barely registers in euros, but shows up here.
- 1 +73%Net flow: €573K
- 2
+66%Net flow: €406K - 3 +61%Net flow: €961K
- 4 +56%Net flow: €613K
- 5 +55%Net flow: €580K
Fastest-growing investor base
Platforms that gained the most tracked investors over the last twelve months.
- 1 +429Active investors: 480
- 2 +349Active investors: 588
- 3
+347Active investors: 506 - 4 +346Active investors: 685
- 5 +307Active investors: 430
- 6 +227Active investors: 264
- 7 +219Active investors: 188
- 8
+211Active investors: 206
How these numbers are made
- Every figure comes from transaction data imported by P2P Dash users: deposits and withdrawals booked on the platform, not estimates or survey answers.
- A platform is listed once at least 20 of our users track it. Months with fewer than five active investors are never published, so no single portfolio can be read out of the figures.
- “Share of capital” divides the quarter's net flow by the net capital our users had deposited on that platform before the quarter began. It is not the platform's balance and it excludes accrued interest.
- These are our users' flows, not a platform's total volume. They show which way a sample of engaged retail investors is moving, which is exactly what the platforms themselves never publish.
- Past quarters are not frozen. When somebody imports years of history, months that ended long ago gain transactions, so older figures can still rise. Every page is rebuilt nightly; what you see is the state of the data on July 25, 2026.
Earlier quarters
Every quarter keeps its own page, so a link you share keeps working, and the figures on it stay up to date as more history is imported.
- Current quarter
- Q2 2026
- Q1 2026
- Q4 2025
- Q3 2025
- Q2 2025
- Q1 2025
- Q4 2024
- Q3 2024
- Q2 2024
- Q1 2024
- Q4 2023
- Q3 2023
- Q2 2023
- Q1 2023
- Q4 2022
- Q3 2022
- Q2 2022
- Q1 2022
- Q4 2021
- Q3 2021
- Q2 2021
- Q1 2021
- Q4 2020
- Q3 2020
- Q2 2020
- Q1 2020
- Q4 2019
- Q3 2019
- Q2 2019
- Q1 2019
- Q4 2018
- Q3 2018
- Q2 2018
- Q1 2018
- Q4 2017
- Q3 2017
- Q2 2017
- Q1 2017
Inside P2P Dash
See your own flows, not just the average
Import your platform exports and P2P Dash shows your deposits, withdrawals and returns per platform: the same calculations behind this page, run on your portfolio.