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Esketit vs Nectaro

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

5.2% ahead

Better last 12 months

2.9% ahead

More tracked investors

149 more

More investors adding funds

28.7% ahead

Community data compared

As of August 6, 2026

Esketit logo Esketit Nectaro logo Nectaro
Community ranking 2026 #24 of 27 #4 of 27
Median net return (XIRR) 11.5% 16.7%
Median cash drag 3.7% 1.3%
Investors on P2P Dash 323 472
Combined portfolio value €1.74M €3.94M
Interest earned all-time €510K €372K

Platform facts

Founded 2020 2023
Headquarters 🇭🇷 Croatia 🇱🇻 Latvia
Regulated No Yes
Buyback Guarantee Yes Yes
Secondary Market Yes No
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Esketit

12.4%

Last 12 months · All time 11.5%

91 investors

Nectaro

15.3%

Last 12 months · All time 16.7%

67 investors

11.1%

23.0%

2024

11.3%

17.0%

2025

12.5%

14.6%

2026

Esketit Nectaro

Nectaro came out ahead in 3 of the 3 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Esketit logo Esketit

Middle 50% of investors: 10.8% – 12.4%

Median net return (XIRR): 11.5%

Nectaro logo Nectaro

Middle 50% of investors: 14.7% – 20.2%

Median net return (XIRR): 16.7%

Esketit investors sit closer together: 1.6% between the 25th and 75th percentile, against 5.5%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Esketit logo Esketit

33% · Based on 98 stated strategies

Nectaro logo Nectaro

61% · Based on 132 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Esketit logo Esketit

-€226

Net flow, last 12 months

Sep 2025 Aug 2026

+64 tracked investors over the year

Nectaro logo Nectaro

+€1,649,476

Net flow, last 12 months

Sep 2025 Aug 2026

+281 tracked investors over the year

Money in Money out

Investors who track both

184 investors track both platforms.

57% of Esketit investors also track Nectaro.

39% of Nectaro investors also track Esketit.

What the data says

Measured by real portfolios on P2P Dash, Nectaro currently delivers the higher median net return: 16.7% versus 11.5% at Esketit.

Investor sentiment currently favors Nectaro: 61% of stated strategies are “add funds” or “reinvest”, versus 33% at Esketit.

Nectaro is the bigger platform on P2P Dash, with 472 investors tracking it versus 323 for Esketit.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Esketit or Nectaro?

Among P2P Dash investors, Nectaro currently shows the higher median net return (XIRR): 16.7% versus 11.5% (as of August 6, 2026). The middle 50% of portfolios earn 10.8% – 12.4% at Esketit and 14.7% – 20.2% at Nectaro.

Which has done better recently, Esketit or Nectaro?

Over the last 12 months Nectaro shows the higher median net return: 15.3% against 12.4%. All time the figures are 11.5% for Esketit and 16.7% for Nectaro (as of August 6, 2026).

Where do investors put new money right now, Esketit or Nectaro?

As of August 6, 2026, 33% of stated strategies at Esketit are “add funds” or “reinvest”, compared to 61% at Nectaro.

Do investors use Esketit and Nectaro at the same time?

184 investors on P2P Dash track both platforms. 57% of Esketit investors also have Nectaro in their portfolio.

How do I compare my own returns on Esketit and Nectaro?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.