LenderMarket vs Maclear
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Community data compared
As of October 13, 2026
 LenderMarket |  Maclear | |
|---|---|---|
| Community ranking 2026 | #17 of 28 | #24 of 28 |
| Median net return (XIRR) | 17.3% | 23.5% |
| Median cash drag | 2.4% | 3.7% |
| Investors on P2P Dash | 430 | 455 |
| Combined portfolio value | €2.99M | €4.37M |
| Interest earned all-time | €945K | €619K |
Platform facts
| Founded | 2019 | 2023 |
| Headquarters | 🇮🇪 Ireland | 🇨🇭 Switzerland |
| Regulated | Yes | Yes |
| Buyback Guarantee | Yes | No |
| Secondary Market | No | Yes |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
LenderMarket
16.2%
Last 12 months · All time 17.3%
89 investors
Maclear
23.0%
Last 12 months · All time 23.5%
88 investors
15.0%
20.7%
2024
19.5%
20.6%
2025
15.5%
22.3%
2026
Maclear came out ahead in 3 of the 3 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
LenderMarket Middle 50% of investors: 14.5% – 19.9%
Median net return (XIRR): 17.3%
Maclear Middle 50% of investors: 17.9% – 28.8%
Median net return (XIRR): 23.5%
LenderMarket investors sit closer together: 5.4% between the 25th and 75th percentile, against 10.9%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
LenderMarket 51% · Based on 138 stated strategies
Maclear 30% · Based on 116 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
LenderMarket +€514,922
Net flow, last 12 months
+153 tracked investors over the year
Investors who track both
172 investors track both platforms.
40% of LenderMarket investors also track Maclear.
38% of Maclear investors also track LenderMarket.
What the data says
Measured by real portfolios on P2P Dash, Maclear currently delivers the higher median net return: 23.5% versus 17.3% at LenderMarket.
Investor sentiment currently favors LenderMarket: 51% of stated strategies are “add funds” or “reinvest”, versus 30% at Maclear.
Maclear is the bigger platform on P2P Dash, with 455 investors tracking it versus 430 for LenderMarket.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: LenderMarket or Maclear?
Among P2P Dash investors, Maclear currently shows the higher median net return (XIRR): 23.5% versus 17.3% (as of October 13, 2026). The middle 50% of portfolios earn 14.5% – 19.9% at LenderMarket and 17.9% – 28.8% at Maclear.
Which has done better recently, LenderMarket or Maclear?
Over the last 12 months Maclear shows the higher median net return: 23.0% against 16.2%. All time the figures are 17.3% for LenderMarket and 23.5% for Maclear (as of October 13, 2026).
Where do investors put new money right now, LenderMarket or Maclear?
As of October 13, 2026, 51% of stated strategies at LenderMarket are “add funds” or “reinvest”, compared to 30% at Maclear.
Do investors use LenderMarket and Maclear at the same time?
172 investors on P2P Dash track both platforms. 40% of LenderMarket investors also have Maclear in their portfolio.
How do I compare my own returns on LenderMarket and Maclear?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.