LenderMarket vs Nectaro
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Better last 12 months
Too close to call
15.6% · 15.3%
Community data compared
As of November 4, 2026
 LenderMarket |  Nectaro | |
|---|---|---|
| Community ranking 2026 | #17 of 29 | #4 of 29 |
| Median net return (XIRR) | 17.1% | 16.1% |
| Median cash drag | 2.4% | 1.3% |
| Investors on P2P Dash | 447 | 579 |
| Combined portfolio value | €3.03M | €4.53M |
| Interest earned all-time | €974K | €490K |
Platform facts
| Founded | 2019 | 2023 |
| Headquarters | 🇮🇪 Ireland | 🇱🇻 Latvia |
| Regulated | Yes | Yes |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | No | No |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
LenderMarket
15.6%
Last 12 months · All time 17.1%
92 investors
Nectaro
15.3%
Last 12 months · All time 16.1%
102 investors
14.6%
22.2%
2024
19.5%
17.0%
2025
15.6%
14.7%
2026
LenderMarket came out ahead in 2 of the 3 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
LenderMarketMiddle 50% of investors: 14.5% – 19.9%
Median net return (XIRR): 17.1%
NectaroMiddle 50% of investors: 14.4% – 18.6%
Median net return (XIRR): 16.1%
Nectaro investors sit closer together: 4.2% between the 25th and 75th percentile, against 5.4%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
LenderMarket51% · Based on 143 stated strategies
Nectaro61% · Based on 181 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
233 investors track both platforms.
52% of LenderMarket investors also track Nectaro.
40% of Nectaro investors also track LenderMarket.
What the data says
Measured by real portfolios on P2P Dash, LenderMarket currently delivers the higher median net return: 17.1% versus 16.1% at Nectaro.
Investor sentiment currently favors Nectaro: 61% of stated strategies are “add funds” or “reinvest”, versus 51% at LenderMarket.
Nectaro is the bigger platform on P2P Dash, with 579 investors tracking it versus 447 for LenderMarket.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: LenderMarket or Nectaro?
Among P2P Dash investors, LenderMarket currently shows the higher median net return (XIRR): 17.1% versus 16.1% (as of November 4, 2026). The middle 50% of portfolios earn 14.5% – 19.9% at LenderMarket and 14.4% – 18.6% at Nectaro.
Where do investors put new money right now, LenderMarket or Nectaro?
As of November 4, 2026, 51% of stated strategies at LenderMarket are “add funds” or “reinvest”, compared to 61% at Nectaro.
Do investors use LenderMarket and Nectaro at the same time?
233 investors on P2P Dash track both platforms. 52% of LenderMarket investors also have Nectaro in their portfolio.
How do I compare my own returns on LenderMarket and Nectaro?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.