Mintos vs Viainvest
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 28, 2026
 Mintos |  Viainvest | |
|---|---|---|
| Community ranking 2026 | #15 of 27 | #9 of 27 |
| Median net return (XIRR) | 10.7% | 12.0% |
| Median cash drag | 3.1% | 2.0% |
| Investors on P2P Dash | 1,029 | 526 |
| Combined portfolio value | €9.92M | €3.5M |
| Interest earned all-time | €3.37M | €898K |
Platform facts
| Founded | 2015 | 2016 |
| Headquarters | 🇱🇻 Latvia | 🇱🇻 Latvia |
| Regulated | Yes | Yes |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | Yes | No |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Mintos
9.9%
Last 12 months · All time 10.7%
247 investors
Viainvest
12.0%
Last 12 months · All time 12.0%
152 investors
11.9%
11.4%
2017
12.1%
10.8%
2018
12.0%
10.8%
2019
10.6%
11.6%
2020
9.6%
11.6%
2021
6.9%
11.8%
2022
10.3%
12.8%
2023
10.2%
12.8%
2024
11.2%
12.1%
2025
8.9%
11.9%
2026
Viainvest came out ahead in 7 of the 10 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Mintos Middle 50% of investors: 8.9% – 12.5%
Median net return (XIRR): 10.7%
Viainvest Middle 50% of investors: 11.4% – 12.7%
Median net return (XIRR): 12.0%
Viainvest investors sit closer together: 1.2% between the 25th and 75th percentile, against 3.6%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
389 investors track both platforms.
38% of Mintos investors also track Viainvest.
74% of Viainvest investors also track Mintos.
What the data says
Measured by real portfolios on P2P Dash, Viainvest currently delivers the higher median net return: 12.0% versus 10.7% at Mintos.
Mintos is the bigger platform on P2P Dash, with 1,029 investors tracking it versus 526 for Viainvest.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Mintos or Viainvest?
Among P2P Dash investors, Viainvest currently shows the higher median net return (XIRR): 12.0% versus 10.7% (as of August 28, 2026). The middle 50% of portfolios earn 8.9% – 12.5% at Mintos and 11.4% – 12.7% at Viainvest.
Which has done better recently, Mintos or Viainvest?
Over the last 12 months Viainvest shows the higher median net return: 12.0% against 9.9%. All time the figures are 10.7% for Mintos and 12.0% for Viainvest (as of August 28, 2026).
Where do investors put new money right now, Mintos or Viainvest?
As of August 28, 2026, 54% of stated strategies at Mintos are “add funds” or “reinvest”, compared to 54% at Viainvest.
Do investors use Mintos and Viainvest at the same time?
389 investors on P2P Dash track both platforms. 74% of Viainvest investors also have Mintos in their portfolio.
How do I compare my own returns on Mintos and Viainvest?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.