Fagura

Fagura is a Moldova-based P2P lending platform founded in 2019 and headquartered in Chișinău, connecting SME and individual borrowers with investors across Moldova and Romania. As the first Moldovan platform to obtain a European Crowdfunding Service Provider (ECSP) license (granted by Moldova's CNPF in November 2024), Fagura also operates in Romania under ASF supervision. The platform offers unsecured business and personal loans with 12-60 month terms, free auto-invest tools, and a secondary market. For its PRIME product, a Reserve Fund covers principal on loans more than 90 days overdue.