Fagura
Fagura is a P2P lending platform run from Chișinău since 2018, funding loans to companies and consumers in Moldova and loans to companies in Romania. Two group companies hold the licences: Fagura Finance S.R.L. holds the European crowdfunding service provider authorisation granted by Romania's ASF on 4 September 2023 under number PJR28FSFPR/400003, and Fagura Capital S.R.L. was the first company entered in Moldova's national register of crowdfunding service providers, by CNPF decision 51/2 of 5 November 2024. Moldovan loans run 12 to 60 months, Romanian loans 12 to 48. A loan to a company requires a personal guarantee from its owner or director, and larger loans can carry a pledge or a mortgage. Investors pick loans themselves or use the Auto Invest filter, and can sell holdings through the secondary market, which the terms describe as a bulletin board rather than an order-matching system. The Prime portfolio product is backed by a reserve fund that repays the outstanding principal once a loan is 91 days late, but only as far as that fund's own money reaches; it is not a guarantee.
Alternatives to Fagura
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
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Frequently asked questions about Fagura
Answers based on anonymized community data from P2P Dash investors.
What is Fagura?
Fagura is a peer-to-peer lending platform, founded in 2018 (headquarters: Moldova). On P2P Dash, investors import their Fagura account statements to track the real net return they earn there.
Is Fagura regulated?
Yes, Fagura is a regulated platform supervised by ASF (RO) / CNPF (MD).
Does Fagura offer a buyback guarantee?
No, Fagura does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Fagura portfolio?
Export your transaction history from Fagura (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Fagura?
Based on the community ranking, the closest alternatives to Fagura in the same asset class are Debitum, Triple Dragon Funding, Maclear. Each platform page shows real median returns and investor numbers from the P2P Dash community.