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Nectaro vs Robocash

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

6.5% ahead

Better last 12 months

5.7% ahead

More tracked investors

223 more

More investors adding funds

33.5% ahead

Community data compared

As of August 6, 2026

Nectaro logo Nectaro Robocash logo Robocash
Community ranking 2026 #4 of 27 #25 of 27
Median net return (XIRR) 16.7% 10.2%
Median cash drag 1.3% 2.9%
Investors on P2P Dash 472 249
Combined portfolio value €3.94M €1.2M
Interest earned all-time €372K €701K

Platform facts

Founded 2023 2017
Headquarters 🇱🇻 Latvia 🇭🇷 Croatia
Regulated Yes No
Buyback Guarantee Yes Yes
Secondary Market No Yes
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Nectaro

15.3%

Last 12 months · All time 16.7%

67 investors

Robocash

9.6%

Last 12 months · All time 10.2%

60 investors

23.0%

10.3%

2024

17.0%

9.9%

2025

14.6%

9.6%

2026

Nectaro Robocash

Nectaro came out ahead in 3 of the 3 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Nectaro logo Nectaro

Middle 50% of investors: 14.7% – 20.2%

Median net return (XIRR): 16.7%

Robocash logo Robocash

Middle 50% of investors: 9.3% – 11.5%

Median net return (XIRR): 10.2%

Robocash investors sit closer together: 2.3% between the 25th and 75th percentile, against 5.5%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Nectaro logo Nectaro

61% · Based on 132 stated strategies

Robocash logo Robocash

28% · Based on 86 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Nectaro logo Nectaro

+€1,649,476

Net flow, last 12 months

Sep 2025 Aug 2026

+281 tracked investors over the year

Robocash logo Robocash

-€170,700

Net flow, last 12 months

Sep 2025 Aug 2026

+30 tracked investors over the year

Money in Money out

Investors who track both

123 investors track both platforms.

26% of Nectaro investors also track Robocash.

49% of Robocash investors also track Nectaro.

What the data says

Measured by real portfolios on P2P Dash, Nectaro currently delivers the higher median net return: 16.7% versus 10.2% at Robocash.

Investor sentiment currently favors Nectaro: 61% of stated strategies are “add funds” or “reinvest”, versus 28% at Robocash.

Nectaro is the bigger platform on P2P Dash, with 472 investors tracking it versus 249 for Robocash.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Nectaro or Robocash?

Among P2P Dash investors, Nectaro currently shows the higher median net return (XIRR): 16.7% versus 10.2% (as of August 6, 2026). The middle 50% of portfolios earn 14.7% – 20.2% at Nectaro and 9.3% – 11.5% at Robocash.

Which has done better recently, Nectaro or Robocash?

Over the last 12 months Nectaro shows the higher median net return: 15.3% against 9.6%. All time the figures are 16.7% for Nectaro and 10.2% for Robocash (as of August 6, 2026).

Where do investors put new money right now, Nectaro or Robocash?

As of August 6, 2026, 61% of stated strategies at Nectaro are “add funds” or “reinvest”, compared to 28% at Robocash.

Do investors use Nectaro and Robocash at the same time?

123 investors on P2P Dash track both platforms. 49% of Robocash investors also have Nectaro in their portfolio.

How do I compare my own returns on Nectaro and Robocash?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.