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Nectaro vs Robocash

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

5.9% ahead

Better last 12 months

5.8% ahead

More tracked investors

285 more

More investors adding funds

26.1% ahead

Community data compared

As of November 4, 2026

Nectaro logoNectaroRobocash logoRobocash
Community ranking 2026#4 of 29#26 of 29
Median net return (XIRR)16.1%10.2%
Median cash drag1.3%2.9%
Investors on P2P Dash579294
Combined portfolio value€4.53M€1.37M
Interest earned all-time€490K€797K

Platform facts

Founded20232017
Headquarters🇱🇻 Latvia🇭🇷 Croatia
RegulatedYesNo
Buyback GuaranteeYesYes
Secondary MarketNoYes
Auto-InvestYesYes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Nectaro

15.3%

Last 12 months · All time 16.1%

102 investors

Robocash

9.5%

Last 12 months · All time 10.2%

60 investors

22.2%

10.2%

2024

17.0%

9.9%

2025

14.7%

9.4%

2026

NectaroRobocash

Nectaro came out ahead in 3 of the 3 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Nectaro logoNectaro

Middle 50% of investors: 14.4% – 18.6%

Median net return (XIRR): 16.1%

Robocash logoRobocash

Middle 50% of investors: 9.2% – 11.2%

Median net return (XIRR): 10.2%

Robocash investors sit closer together: 2.0% between the 25th and 75th percentile, against 4.2%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Nectaro logoNectaro

61% · Based on 181 stated strategies

Robocash logoRobocash

35% · Based on 108 stated strategies

Add fundsReinvestHoldReduceExit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Nectaro logoNectaro

+€1,737,764

Net flow, last 12 months

Dec 2025Nov 2026

+264 tracked investors over the year

Robocash logoRobocash

-€138,955

Net flow, last 12 months

Dec 2025Nov 2026

+30 tracked investors over the year

Money inMoney out

Investors who track both

147 investors track both platforms.

25% of Nectaro investors also track Robocash.

50% of Robocash investors also track Nectaro.

What the data says

Measured by real portfolios on P2P Dash, Nectaro currently delivers the higher median net return: 16.1% versus 10.2% at Robocash.

Investor sentiment currently favors Nectaro: 61% of stated strategies are “add funds” or “reinvest”, versus 35% at Robocash.

Nectaro is the bigger platform on P2P Dash, with 579 investors tracking it versus 294 for Robocash.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Nectaro or Robocash?

Among P2P Dash investors, Nectaro currently shows the higher median net return (XIRR): 16.1% versus 10.2% (as of November 4, 2026). The middle 50% of portfolios earn 14.4% – 18.6% at Nectaro and 9.2% – 11.2% at Robocash.

Which has done better recently, Nectaro or Robocash?

Over the last 12 months Nectaro shows the higher median net return: 15.3% against 9.5%. All time the figures are 16.1% for Nectaro and 10.2% for Robocash (as of November 4, 2026).

Where do investors put new money right now, Nectaro or Robocash?

As of November 4, 2026, 61% of stated strategies at Nectaro are “add funds” or “reinvest”, compared to 35% at Robocash.

Do investors use Nectaro and Robocash at the same time?

147 investors on P2P Dash track both platforms. 50% of Robocash investors also have Nectaro in their portfolio.

How do I compare my own returns on Nectaro and Robocash?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.