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Mintos vs Quanloop

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

4.8% ahead

Better last 12 months

5.9% ahead

More tracked investors

919 more

More investors adding funds

12.1% ahead

Community data compared

As of August 28, 2026

Mintos logo Mintos Quanloop logo Quanloop
Community ranking 2026 #15 of 27
Median net return (XIRR) 10.7% 15.5%
Median cash drag 3.1% 0.0%
Investors on P2P Dash 1,029 110
Combined portfolio value €9.92M €805K
Interest earned all-time €3.37M €105K

Platform facts

Founded 2015 2019
Headquarters 🇱🇻 Latvia 🇪🇪 Estonia
Regulated Yes Yes
Buyback Guarantee Yes No
Secondary Market Yes No
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Mintos

9.9%

Last 12 months · All time 10.7%

247 investors

Quanloop

15.8%

Last 12 months · All time 15.5%

9 investors

6.9%

15.3%

2022

10.3%

17.6%

2023

10.2%

17.1%

2024

11.2%

14.6%

2025

8.9%

14.5%

2026

Mintos Quanloop

Quanloop came out ahead in 5 of the 5 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Mintos logo Mintos

Middle 50% of investors: 8.9% – 12.5%

Median net return (XIRR): 10.7%

Quanloop logo Quanloop

Middle 50% of investors: 13.2% – 16.5%

Median net return (XIRR): 15.5%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Mintos logo Mintos

54% · Based on 265 stated strategies

Quanloop logo Quanloop

66% · Based on 35 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Mintos logo Mintos

+€627,085

Net flow, last 12 months

Sep 2025 Aug 2026

+322 tracked investors over the year

Quanloop logo Quanloop

+€592,969

Net flow, last 12 months

Sep 2025 Aug 2026

+81 tracked investors over the year

Money in Money out

Investors who track both

57 investors track both platforms.

6% of Mintos investors also track Quanloop.

52% of Quanloop investors also track Mintos.

What the data says

Measured by real portfolios on P2P Dash, Quanloop currently delivers the higher median net return: 15.5% versus 10.7% at Mintos.

Investor sentiment currently favors Quanloop: 66% of stated strategies are “add funds” or “reinvest”, versus 54% at Mintos.

Mintos is the bigger platform on P2P Dash, with 1,029 investors tracking it versus 110 for Quanloop.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Mintos or Quanloop?

Among P2P Dash investors, Quanloop currently shows the higher median net return (XIRR): 15.5% versus 10.7% (as of August 28, 2026). The middle 50% of portfolios earn 8.9% – 12.5% at Mintos and 13.2% – 16.5% at Quanloop.

Which has done better recently, Mintos or Quanloop?

Over the last 12 months Quanloop shows the higher median net return: 15.8% against 9.9%. All time the figures are 10.7% for Mintos and 15.5% for Quanloop (as of August 28, 2026).

Where do investors put new money right now, Mintos or Quanloop?

As of August 28, 2026, 54% of stated strategies at Mintos are “add funds” or “reinvest”, compared to 66% at Quanloop.

Do investors use Mintos and Quanloop at the same time?

57 investors on P2P Dash track both platforms. 52% of Quanloop investors also have Mintos in their portfolio.

How do I compare my own returns on Mintos and Quanloop?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.