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Lande vs Monefit

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

0.7% ahead

Better last 12 months

1.3% ahead

More tracked investors

500 more

More investors adding funds

14.2% ahead

Community data compared

As of August 28, 2026

Lande logo Lande Monefit logo Monefit
Community ranking 2026 #13 of 27 #1 of 27
Median net return (XIRR) 9.3% 8.6%
Median cash drag 3.9% 0.0%
Investors on P2P Dash 396 896
Combined portfolio value €1.07M €8.93M
Interest earned all-time €144K €536K

Platform facts

Founded 2019 2022
Headquarters 🇱🇻 Latvia 🇪🇪 Estonia
Regulated Yes Yes
Buyback Guarantee No No
Secondary Market Yes No
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Lande

10.0%

Last 12 months · All time 9.3%

91 investors

Monefit

8.7%

Last 12 months · All time 8.6%

135 investors

8.9%

9.7%

2023

8.8%

7.8%

2024

9.6%

8.3%

2025

9.7%

9.0%

2026

Lande Monefit

Lande came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Lande logo Lande

Middle 50% of investors: 8.5% – 10.2%

Median net return (XIRR): 9.3%

Monefit logo Monefit

Middle 50% of investors: 7.5% – 9.5%

Median net return (XIRR): 8.6%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Lande logo Lande

54% · Based on 127 stated strategies

Monefit logo Monefit

68% · Based on 217 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Lande logo Lande

+€414,229

Net flow, last 12 months

Sep 2025 Aug 2026

+146 tracked investors over the year

Monefit logo Monefit

+€4,696,837

Net flow, last 12 months

Sep 2025 Aug 2026

+507 tracked investors over the year

Money in Money out

Investors who track both

247 investors track both platforms.

62% of Lande investors also track Monefit.

28% of Monefit investors also track Lande.

What the data says

Measured by real portfolios on P2P Dash, Lande currently delivers the higher median net return: 9.3% versus 8.6% at Monefit.

Investor sentiment currently favors Monefit: 68% of stated strategies are “add funds” or “reinvest”, versus 54% at Lande.

Monefit is the bigger platform on P2P Dash, with 896 investors tracking it versus 396 for Lande.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Lande or Monefit?

Among P2P Dash investors, Lande currently shows the higher median net return (XIRR): 9.3% versus 8.6% (as of August 28, 2026). The middle 50% of portfolios earn 8.5% – 10.2% at Lande and 7.5% – 9.5% at Monefit.

Which has done better recently, Lande or Monefit?

Over the last 12 months Lande shows the higher median net return: 10.0% against 8.7%. All time the figures are 9.3% for Lande and 8.6% for Monefit (as of August 28, 2026).

Where do investors put new money right now, Lande or Monefit?

As of August 28, 2026, 54% of stated strategies at Lande are “add funds” or “reinvest”, compared to 68% at Monefit.

Do investors use Lande and Monefit at the same time?

247 investors on P2P Dash track both platforms. 62% of Lande investors also have Monefit in their portfolio.

How do I compare my own returns on Lande and Monefit?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.