Income vs Lande
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 28, 2026
 Income |  Lande | |
|---|---|---|
| Community ranking 2026 | #10 of 27 | #13 of 27 |
| Median net return (XIRR) | 12.1% | 9.3% |
| Median cash drag | 2.8% | 3.9% |
| Investors on P2P Dash | 353 | 396 |
| Combined portfolio value | €1.8M | €1.07M |
| Interest earned all-time | €379K | €144K |
Platform facts
| Founded | 2020 | 2019 |
| Headquarters | 🇪🇪 Estonia | 🇱🇻 Latvia |
| Regulated | No | Yes |
| Buyback Guarantee | Yes | No |
| Secondary Market | No | Yes |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Income
11.6%
Last 12 months · All time 12.1%
105 investors
Lande
10.0%
Last 12 months · All time 9.3%
91 investors
12.2%
9.7%
2022
13.7%
8.9%
2023
13.1%
8.8%
2024
11.9%
9.6%
2025
11.0%
9.7%
2026
Income came out ahead in 5 of the 5 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Income Middle 50% of investors: 10.7% – 13.3%
Median net return (XIRR): 12.1%
Lande Middle 50% of investors: 8.5% – 10.2%
Median net return (XIRR): 9.3%
Lande investors sit closer together: 1.6% between the 25th and 75th percentile, against 2.6%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
167 investors track both platforms.
47% of Income investors also track Lande.
42% of Lande investors also track Income.
What the data says
Measured by real portfolios on P2P Dash, Income currently delivers the higher median net return: 12.1% versus 9.3% at Lande.
Investor sentiment currently favors Income: 59% of stated strategies are “add funds” or “reinvest”, versus 54% at Lande.
Lande is the bigger platform on P2P Dash, with 396 investors tracking it versus 353 for Income.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Income or Lande?
Among P2P Dash investors, Income currently shows the higher median net return (XIRR): 12.1% versus 9.3% (as of August 28, 2026). The middle 50% of portfolios earn 10.7% – 13.3% at Income and 8.5% – 10.2% at Lande.
Which has done better recently, Income or Lande?
Over the last 12 months Income shows the higher median net return: 11.6% against 10.0%. All time the figures are 12.1% for Income and 9.3% for Lande (as of August 28, 2026).
Where do investors put new money right now, Income or Lande?
As of August 28, 2026, 59% of stated strategies at Income are “add funds” or “reinvest”, compared to 54% at Lande.
Do investors use Income and Lande at the same time?
167 investors on P2P Dash track both platforms. 47% of Income investors also have Lande in their portfolio.
How do I compare my own returns on Income and Lande?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.