Crowdpear vs Mintos
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of October 13, 2026
 Crowdpear |  Mintos | |
|---|---|---|
| Community ranking 2026 | – | #15 of 28 |
| Median net return (XIRR) | 11.5% | 10.4% |
| Median cash drag | 3.5% | 3.1% |
| Investors on P2P Dash | 97 | 1,103 |
| Combined portfolio value | €380K | €10.1M |
| Interest earned all-time | €54K | €3.48M |
Platform facts
| Founded | 2021 | 2015 |
| Headquarters | 🇱🇹 Lithuania | 🇱🇻 Latvia |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | Yes |
| Secondary Market | Yes | Yes |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Crowdpear
10.6%
Last 12 months · All time 11.5%
26 investors
Mintos
9.2%
Last 12 months · All time 10.4%
267 investors
9.3%
10.3%
2023
12.7%
10.2%
2024
12.6%
11.2%
2025
9.7%
8.6%
2026
Crowdpear came out ahead in 3 of the 4 years both platforms have data for.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
72 investors track both platforms.
74% of Crowdpear investors also track Mintos.
7% of Mintos investors also track Crowdpear.
What the data says
Measured by real portfolios on P2P Dash, Crowdpear currently delivers the higher median net return: 11.5% versus 10.4% at Mintos.
Investor sentiment currently favors Crowdpear: 59% of stated strategies are “add funds” or “reinvest”, versus 53% at Mintos.
Mintos is the bigger platform on P2P Dash, with 1,103 investors tracking it versus 97 for Crowdpear.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Crowdpear or Mintos?
Among P2P Dash investors, Crowdpear currently shows the higher median net return (XIRR): 11.5% versus 10.4% (as of October 13, 2026). The middle 50% of portfolios earn 10.0% – 13.9% at Crowdpear and 8.6% – 12.1% at Mintos.
Which has done better recently, Crowdpear or Mintos?
Over the last 12 months Crowdpear shows the higher median net return: 10.6% against 9.2%. All time the figures are 11.5% for Crowdpear and 10.4% for Mintos (as of October 13, 2026).
Where do investors put new money right now, Crowdpear or Mintos?
As of October 13, 2026, 59% of stated strategies at Crowdpear are “add funds” or “reinvest”, compared to 53% at Mintos.
Do investors use Crowdpear and Mintos at the same time?
72 investors on P2P Dash track both platforms. 74% of Crowdpear investors also have Mintos in their portfolio.
How do I compare my own returns on Crowdpear and Mintos?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.