Asterra Estate vs LenderMarket
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Community data compared
As of August 12, 2026
 Asterra Estate |  LenderMarket | |
|---|---|---|
| Community ranking 2026 | #21 of 27 | #17 of 27 |
| Median net return (XIRR) | 24.8% | 18.1% |
| Median cash drag | 0.4% | 3.4% |
| Investors on P2P Dash | 279 | 382 |
| Combined portfolio value | €1.96M | €2.86M |
| Interest earned all-time | €172K | €863K |
Platform facts
| Founded | 2025 | 2019 |
| Headquarters | 🇪🇪 Estonia | 🇮🇪 Ireland |
| Regulated | No | Yes |
| Buyback Guarantee | No | Yes |
| Secondary Market | No | No |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Asterra Estate
18.5%
Last 12 months · All time 24.8%
35 investors
LenderMarket
16.8%
Last 12 months · All time 18.1%
72 investors
31.0%
19.6%
2025
19.2%
15.7%
2026
Asterra Estate came out ahead in 2 of the 2 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Asterra Estate Middle 50% of investors: 23.1% – 28.6%
Median net return (XIRR): 24.8%
LenderMarket Middle 50% of investors: 15.4% – 21.0%
Median net return (XIRR): 18.1%
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Asterra Estate 24% · Based on 84 stated strategies
LenderMarket 50% · Based on 113 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Asterra Estate +€1,235,156
Net flow, last 12 months
+149 tracked investors over the year
LenderMarket +€857,433
Net flow, last 12 months
+175 tracked investors over the year
Investors who track both
107 investors track both platforms.
38% of Asterra Estate investors also track LenderMarket.
28% of LenderMarket investors also track Asterra Estate.
What the data says
Measured by real portfolios on P2P Dash, Asterra Estate currently delivers the higher median net return: 24.8% versus 18.1% at LenderMarket.
Investor sentiment currently favors LenderMarket: 50% of stated strategies are “add funds” or “reinvest”, versus 24% at Asterra Estate.
LenderMarket is the bigger platform on P2P Dash, with 382 investors tracking it versus 279 for Asterra Estate.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Asterra Estate or LenderMarket?
Among P2P Dash investors, Asterra Estate currently shows the higher median net return (XIRR): 24.8% versus 18.1% (as of August 12, 2026). The middle 50% of portfolios earn 23.1% – 28.6% at Asterra Estate and 15.4% – 21.0% at LenderMarket.
Which has done better recently, Asterra Estate or LenderMarket?
Over the last 12 months Asterra Estate shows the higher median net return: 18.5% against 16.8%. All time the figures are 24.8% for Asterra Estate and 18.1% for LenderMarket (as of August 12, 2026).
Where do investors put new money right now, Asterra Estate or LenderMarket?
As of August 12, 2026, 24% of stated strategies at Asterra Estate are “add funds” or “reinvest”, compared to 50% at LenderMarket.
Do investors use Asterra Estate and LenderMarket at the same time?
107 investors on P2P Dash track both platforms. 38% of Asterra Estate investors also have LenderMarket in their portfolio.
How do I compare my own returns on Asterra Estate and LenderMarket?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.