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Fintown vs Peerberry

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

1.2% ahead

Better last 12 months

2% ahead

More tracked investors

299 more

More investors adding funds

10.1% ahead

Community data compared

As of August 28, 2026

Fintown logo Fintown Peerberry logo Peerberry
Community ranking 2026 #14 of 27 #11 of 27
Median net return (XIRR) 10.5% 9.2%
Median cash drag 1.3% 4.3%
Investors on P2P Dash 171 470
Combined portfolio value €1.25M €3.53M
Interest earned all-time €208K €923K

Platform facts

Founded 2022 2017
Headquarters 🇨🇿 Czechia 🇭🇷 Croatia
Regulated No No
Buyback Guarantee No Yes
Secondary Market No Yes
Auto-Invest No Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Fintown

11.0%

Last 12 months · All time 10.5%

34 investors

Peerberry

9.0%

Last 12 months · All time 9.2%

95 investors

10.7%

10.0%

2023

7.5%

9.9%

2024

10.1%

9.2%

2025

12.5%

8.9%

2026

Fintown Peerberry

Fintown came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Fintown logo Fintown

Middle 50% of investors: 8.4% – 11.6%

Median net return (XIRR): 10.5%

Peerberry logo Peerberry

Middle 50% of investors: 8.1% – 10.1%

Median net return (XIRR): 9.2%

Peerberry investors sit closer together: 2.0% between the 25th and 75th percentile, against 3.2%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Fintown logo Fintown

46% · Based on 52 stated strategies

Peerberry logo Peerberry

56% · Based on 135 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Fintown logo Fintown

-€28,350

Net flow, last 12 months

Sep 2025 Aug 2026

+24 tracked investors over the year

Peerberry logo Peerberry

+€783,623

Net flow, last 12 months

Sep 2025 Aug 2026

+144 tracked investors over the year

Money in Money out

Investors who track both

96 investors track both platforms.

56% of Fintown investors also track Peerberry.

20% of Peerberry investors also track Fintown.

What the data says

Measured by real portfolios on P2P Dash, Fintown currently delivers the higher median net return: 10.5% versus 9.2% at Peerberry.

Investor sentiment currently favors Peerberry: 56% of stated strategies are “add funds” or “reinvest”, versus 46% at Fintown.

Peerberry is the bigger platform on P2P Dash, with 470 investors tracking it versus 171 for Fintown.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Fintown or Peerberry?

Among P2P Dash investors, Fintown currently shows the higher median net return (XIRR): 10.5% versus 9.2% (as of August 28, 2026). The middle 50% of portfolios earn 8.4% – 11.6% at Fintown and 8.1% – 10.1% at Peerberry.

Which has done better recently, Fintown or Peerberry?

Over the last 12 months Fintown shows the higher median net return: 11.0% against 9.0%. All time the figures are 10.5% for Fintown and 9.2% for Peerberry (as of August 28, 2026).

Where do investors put new money right now, Fintown or Peerberry?

As of August 28, 2026, 46% of stated strategies at Fintown are “add funds” or “reinvest”, compared to 56% at Peerberry.

Do investors use Fintown and Peerberry at the same time?

96 investors on P2P Dash track both platforms. 56% of Fintown investors also have Peerberry in their portfolio.

How do I compare my own returns on Fintown and Peerberry?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.