Capitalia

Capitalia is a Latvian peer-to-peer lending and alternative financing platform founded in 2007 and headquartered in Riga. As the leading SME financing provider in the Baltic region, Capitalia operates across Latvia, Lithuania, Estonia, and Finland. The platform specializes in business loans and invoice purchasing for small and medium enterprises. Capitalia holds a European Crowdfunding Service Provider (ECSP) license granted by the Bank of Latvia in 2023, making it a fully regulated platform under EU crowdfunding regulations. The platform has financed over 5,000 businesses with more than EUR 117 million invested.